Waukegan, IL

Union Pacific North

72 min to the Loop

62

Walk Score

42

Transit Score

1

Cars needed

72m

Commute to Loop

Estimated annual true-cost factors

Based on an example $2,500/month housing cost, 1 car needed, and a 72-minute commute to the Loop via Union Pacific North.

Annual housing (example $2,500/mo)$30,000
Annual transportation$12,000
Annual commute time value$15,000
Subtotal, excl. property tax$57,000
Housing 53%Transportation 21%Commute time 26%

Property tax varies by address. Use the calculator for a precise estimate including your local rate.

About Waukegan

Waukegan is Lake County's biggest city and its most underestimated: a working harbor on Lake Michigan, a historic downtown slowly refilling, the beautifully restored Genesee Theatre, and lakefront land that planners have eyed for decades. Ray Bradbury's Green Town was this town, and the bones of it are still visible.

Metra's UP North line ends its practical range here, about 90 minutes to the Loop, so this is not a daily downtown commute for most people, and the true-cost math prices that time honestly. Housing is deeply affordable, especially for lake proximity. Waukegan suits people who work in Lake County's own job centers and want Lake Michigan at the end of the street for a fraction of North Shore prices.

Waukegan offers moderate transit access: a single car per household is usually sufficient. One car typically covers the gap that transit leaves.

At roughly $12,000/year for 1 car, transportation is a moderate line item in Waukegan's true cost. Combined with a 72-minute commute valued at $15,000/year, the true cost of suburban living in Waukegan can significantly exceed what the rent or mortgage alone suggests.

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